Thursday 13 June 2024 09:42:49 PHT

Reader Comments on 'Sending Money to the Philippines'

Many Filipinos living abroad and their foreign partners regular send money to the Philippines. There are a number of ways to send money to the Philippines, each with their own pros and cons.

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Bohol Online Store wrote:
Tuesday, 4 February 2020 23:51:37 PHT
We deliver grocery items in Bohol, Philippines. If you are an OFW, overseas worker or far from Bohol, and you want to send money to your family, instead of money you can send them groceries. Visit our website at Or send us an email at
ZZzzZZhanna wrote:
Thursday, 30 July 2015 08:06:02 PHT
Hi! I think this link may help you:
Duckie wrote:
Friday, 17 January 2014 18:57:24 PHT
My friend abroad use Qwarta Padala to send money to the Philippines. Its a good service and fast.

This comment was actually placed via Smartbro IP address in the Philippines, using an email address that traces back to to the service advertised. As mentioned in the article, such covert advertising is against the rules of this site.--Jeroen

Rhod wrote:
Friday, 9 March 2012 06:32:32 PHT
I just used to send money to the Philippines, good service.
John wrote:
Wednesday, 10 August 2011 21:25:08 PHT
The debit card option is great. I send the girl friend a card priority mail and she got it in about a month (only down side), but so far it has worked out perfect. No matter what she needs I can transfer funds to her acciunt and she is good to go.
Greg wrote:
Sunday, 14 November 2010 16:28:06 PHT
We arrange for "Safe" most deposits go directly to your bank account in the Philippines (you can have more than one debit card for the account). Our costs are very low if you want the money sent on a regular basis from your employer and not much more for one off's. We focus on providing services to overseas philippine workers and will be expanding our services world wide through local filipinos. Money is transfered during normal banking hours.
Shinz wrote:
Saturday, 27 March 2010 14:41:20 PHT
How long will it take if you send letter with money from USA- Philippines
Jenny wrote:
Monday, 20 October 2008 20:41:24 PHT
hi everybody... juz wanna planning to send a letter to my mom in the Philippines..and i have here a small amount in peso bills and im planning to insert it in the letter i will be sending her.. will the USPS detect that there's money in it? is it allowed to insert money in the letter.. i know its risky but it doesn't matter its a small amount only and what im worried about is they might know and not allow my letter to be sent. is there such thing as money detector? or xrays for money? i need ur advice..

I don't think they X-ray letters to search for money, although they might be able to detect the security strips with various techniques. The way money is lifted from letters is much more low-tech. Al that is need is a 1 or 2 cm tear in the edge, a small peek, and if money is inside, a pair of chop-sticks or similar device: stick the sticks on both sides of the note, rotate the pair to make a nice roll of the note, and pull it out. If you ever wondered why envelopes have tears when they arrive, this is the answer.--Jeroen.

Mary grace paguntalan wrote:
Monday, 24 September 2007 19:23:08 PHT
I just want to know if i have my money?/ and when it will be deliver??
karen wrote:
Thursday, 29 March 2007 10:52:59 PHT
I would say that LBC bank is good. You can withdraw from any ATM machine without charge.
Derick wrote:
Saturday, 10 March 2007 14:38:53 PHT
Some problems that i saw here in the province (Northern Luzon) are most commercial bank's either dont have available dollar available.... weird?? exchange rate are brutally low!! usually a receipient hits a stand off situation of either accepting the peso equivalent or dont receive the amount(of course they will choose the former). Some banks from Tarlac even have the person delivering the money get additional P100 from the beneficiary as a token or something. Western Union on one hand............ charges tooooo. much!!! think they're forgeting that they are not the beneficiary.
Dandy L. Doming wrote:
Sunday, 4 February 2007 13:14:03 PHT
I sent 100$ thru money wire from our crew office here on the serenade of the seas ( one of 30 cruise ships of royal caribbean international ) and it's more than a month now and the money wasn't added yet to my account. I verified it thru our main office based in miami florida and they told me that it was sent already to my account. The second time, again I send 100$ to my mother's epci account ( better living branch ) same branch on my epci account, last 28 January, and when my mom verified it, ammount added to the account is only 2,800 pesos instead of 4,800. I would be very grateful if you could investigate this matter. Most of the 3,500 Filipino crew members working in royal carribean international are having remmitances thru epci and we trusted on your bank. Thank you and more power.
Naomi wrote:
Tuesday, 22 August 2006 22:55:20 PHT
I am using to send money to the Philippines for some time now and I had no problems with it. From my experience, my recipient receives the money in a few seconds from the time of my transaction so I consider it as a real-time transaction.
Emma wrote:
Wednesday, 26 July 2006 14:42:50 PHT
I would say that Wells Fargo remittance is the best. They only charge $5 for any amount you send. And the recepient can withdraw from any ATM machine with a PLUS sign. The exchange rate is always the actual exc rate. So, it's actually better than receiving your money in dollars and exchanging it for peso at a lower rate.
ka edong wrote:
Saturday, 8 July 2006 23:14:15 PHT
There's also Smart Money ang G-Cash. I'm putting together a list of remittance services. Work in progress... See it here: How to send money to the Philippines cheers! ka edong eOFW
Maria wrote:
Monday, 27 March 2006 08:37:07 PHT
If cost doesn't matter, try Western Union. They are fast and reliable. I use, which is much less expensive (and with much better exchange rates) and very reliable. But their delivery time is 3-5 business days.
Peter wrote:
Sunday, 26 March 2006 20:31:59 PHT
Does anyone know of any reliable and fast service, for sending money to the Philippines online? Please let me know. Its very urgent
danny wrote:
Wednesday, 8 February 2006 09:49:56 PHT
I use Lucky Money to send money to the Philippines. They have many locations in the U.S. and are very reliable. Ive been sending for the past 6 years. They just started online money remittance ( although there is a monthly limit one can send thru online. Good customer service as they have a toll free number to check status. My money usually gets there the same day I send.
Marivic Santos wrote:
Friday, 6 January 2006 12:51:20 PHT
Dawodu, If you are located in the U.S., try Several people here have mentioned it as a good way to compare a lot of different online remittance services. My Tito found through this service and sends me money for my tuition here in the Philippines. With online remittance services, you don't need to leave your home to send money! Marivic
Dawodu wrote:
Thursday, 5 January 2006 23:11:39 PHT
How can I send money to a friends in Phippine without leaving my house. I have credit card acount can I used all my infor to send the money. Tell me how possible to send money to a friend.
J wrote:
Friday, 30 December 2005 12:18:36 PHT
I just learned about this remittance service offered by Wells Fargo. It looks like a really good deal.
Maria wrote:
Tuesday, 22 November 2005 08:01:43 PHT
I have used for almost a year now and found it very reliable. Cost is $10 for sending any amount, or $8 if you send regularly (as I do), and they have great exchange rates. They advertise delivery time of 3-5 business days, but I found that it is generally at the shorter end of the range. I use their door-to-door delivery to the provinces, but they also offer bank-to-bank (the cost is the same for both). I found this service on, an independent rating service that rates online remittance services from the US to the Philippines. It currently rates remithome #1.
Johnny wrote:
Thursday, 17 November 2005 16:14:19 PHT
I have used two send money services, one is Western Union and the other is I find Western Union very expensive in sending money and the time it takes is longer compared to send money service is cheaper than western union and faster, the money is received in less than a minute, you can send money directly to your recipient's debit card and can be withdrawn to any atm machines.
Jonard Ondoy wrote:
Friday, 11 November 2005 10:32:48 PHT
I am boyfriend now with some friend at Uruguay but canot sent money to me. Western union said money will come in minutes but hours alredy and not yet arive. The Office close because for lunch and I am already have displasured of service. Please help me know the alternitevs that know how to keep promise of money in minutes always. So for next time purposes, I will tel the friend. Ok thank you.
Allan Mercado wrote:
Tuesday, 25 October 2005 07:35:26 PHT
I am working her in Malaysia everytime I send money in the Phil. and my father always claim peso bill they said the bank of western union dont have a dollars it is brach in Lipa Batangas. My question it is correct for good service to costumers or it is only technic for getting more profit of the bank.
John Argon wrote:
Friday, 21 October 2005 23:26:38 PHT
I also use but sending to a Union Bank EON Card. This service is amazing, I can send money in less than a minute, 24 hours a day. The fees are reasonable, I save time and money.
Lorelie wrote:
Friday, 16 September 2005 22:45:36 PHT
We use yespinoy for almost 9 months and it is good service. Thank you
Thina wrote:
Tuesday, 13 September 2005 19:23:56 PHT
My bf is in otehr country, he wanted to send me money here in the Philippines through western union. How can he do this? What are the things he should do? and the things i should do to get the money? We have a western union money transfer office here but how can he send me money?
shlomo german wrote:
Saturday, 10 September 2005 19:48:38 PHT
I`m here in Israel & got married to a filipina,we used to send money to my inlaws through the diffent money transfer & remittance company.My wife & I is looking forward to have a business partners in money transfer.Kindly send me through email the site & addresses of the companay regarding money transfer. Thank you & more power. shlomo
Ronald Salapang wrote:
Monday, 29 August 2005 20:16:30 PHT
I'm disgusted with the customer service, i sent the money through western union, mail and more Taytay branch. The recipient cannot accept the money herself so i had to cancel the money transfer. I called the hotline 180018881200 and instructed me to visit the branch as long as i have the reciept with me, but when i got there around 7:45pm the agent told that she cannot process the said request for western union and ebiz is different. it's bad for us i sent the money for it is emergency purpose. How can i rely in this agency with this kind of service. Pls reply i want some explanation
Loida wrote:
Monday, 11 July 2005 12:40:16 PHT
The website suggested by a couple of the readers is a great resource for comparing different remittance services and finding the best one, but people should be aware that at the moment it only covers U.S. to Philippines remittance services. They will soon start covering domestic transfers within the Philippines. - Loida
Chan wrote:
Wednesday, 15 June 2005 20:55:26 PHT
Hi, I'm from India & lookin for a better way to remit money to my gf in unable to use western union or others, coz therz restriction on sending money outside india[i guess]. i hav tried using my frien's bank accnt from which im able to transfr any amount for 6US$..i wanted to try paypak or ikobo, but not sure how secured are the. i dont hav any credit card, but possess a debit card... wud appreciate any suggestions & comments -chan.
Arturo wrote:
Friday, 10 June 2005 12:20:44 PHT
Neliand, does comparisons of remittance services, and even tells you which ones have home delivery. They currently rank Western Union #11 and MoneyGram #10.
Rowena wrote:
Friday, 20 May 2005 11:19:37 PHT
How could I check online whether I receive the money or not?
Dona wrote:
Wednesday, 11 May 2005 13:04:06 PHT
Where can I send money nationwide using western union, I mean where are your agents?'coz I asked some banks and they said they only recieve.
Barbarra wrote:
Monday, 11 April 2005 19:36:30 PHT
I am just a little curious as to how the Western Union is earning through their money transfer system. Is it through deductions in the peso-dollar rate or there are hidden charges? Thanks you so much. :) Barbarra, from Rizal Philippines

They have a per transaction fee that grows with the amount, and probably also make a little percentage on the exchange rate. Since you can ask both beforehand, there is nothing hidden in it.--Jeroen

Rowena E. Chanyoungco wrote:
Friday, 8 April 2005 12:08:48 PHT
Pello, plz anyone should tell me which of the bank actually can i encash the us international money order being sent to me. or what really can i do?. i have actually gone to some banks here in manila but to no avail. plz mail the name and address of the bank that accept us money order. i,m ready to pay any changes that this may attract. thanks in acticipation for ur timely responds. rowema e. chanyoungco
Cassi wrote:
Saturday, 2 April 2005 23:21:30 PHT
Please, I am not actually giving my opinion through this channel, but I have a problem of sending money down to Davao city, Philippines. I travelled down to Nigeria, Africa, and the Western Union transfer in the country does not send money out rather they recieve sent money. My friend and sister over in Davao City need money for their school and I dont know the exact channel to use.

I dont have a credit card for the moment but I have the cash to send across, please help me to know how to do it without stress, because this is the first time to send money throught Nigeria. Thank you Cassi A.

I am sorry, but don't have experience with this, and cannot find any Philippine based bank that has an office in Nigeria. However, if you go to the Western Union website, and select a mayor international bank for an agent, they may be able to help you.--Jeroen

Jon wrote:
Friday, 11 March 2005 03:35:14 PHT
I just discovered a great new website for comparing online remittance services. Go to, click "Enter" to get into the main part of the website, and then click the "Compare" link on the lefthand side of the page. The webmaster, based in the Philippines, has done an independent comparison of 13 different online remittance services (so far), including all of those discussed in the posts below. He also seems to be reviewing new services each month. What I like about the site is that you don't need to accept his rankings, since he gives you comparative information about fees, exchange rates, delivery times, delivery method (door to door, bank deposit, etc.), and lots of other features. Since each of us has different needs, the site will allow you to decide which service is best for you. For example, there is a comparison of the cost of sending $100 and the cost of sending $400. It may be that one service is better for someone sending lower amounts an another service is better fo someone sending higher amounts. Using this website is so much easier than going to each of the individual remittance websites and trying to figure out which one is best. Once you decide to consider a certain remittance service, you can get to the remittance service website directly from this website. The service only covers remittances from the US to the Phiippines, however.
Cherry wrote:
Wednesday, 2 March 2005 09:19:34 PHT
I can't believe this web forum director deleted my entries about how **** worked for me. I see that you have some sort of vendetta against them. I have used **** 3 times since December and sent money to multiple addresses successfully totaling $500.00. Believe me, if something does not go right with ****, this would be the first place I would post my disappointment, but until then, I think we should suggest them as a good and inexpensive way to send money to people who really need it. Cherry in Michigan

From the explanation given, it should be clear that I won't tolerate disguised advertising in this feedback forum, and given the history of that particular company spamming this forum with fake recommendations, I cleared out records that mention them. Keeping a forum like this clean requires constant vigilance from my side, and, if by chance an innocent comment is removed I ask for understanding.--Jeroen.

Mary Ann wrote:
Monday, 28 February 2005 03:32:16 PHT
I have an atm with visa logo that I would like to use back in Naga City. Do you think I would be able to use with the pin code I have now? and no problem?
Richard Rhule wrote:
Saturday, 26 February 2005 01:44:48 PHT
I want to send my to my friend in Philipines on a credit card and I dont no how to do it, so I prefer if you can help me to do it ok. thank you.

Credit cards are not really meant to send money. Alternative ways are described in this article.--Jeroen.

karen wrote:
Thursday, 24 February 2005 13:09:30 PHT
I prefer door to door delivery and used to use a local over the counter service here in my area. Lately though, ive found it more convenient to send money online and have tried both Xoom and remithome, which are both here in the bay area (california). I noticed your posts regarding remithome below but in fairness, I think their service is great. They charge me only $10 with door to door delivery included. The delivery takes a bit longer though - about 2 days - but that isn't really a big factor for me. The reliability is what's more important and so far, in the 3 times that I've sent money, it's always gotten there. Overall, I'm happy with their service. Xoom on the other hand is convenient too but their fees go up as the amount I send increases, which I dont really like. I remember paying as high as $30 before too, which is only slightly lower than WU and not really ideal for me since I send money pretty often. The money does get there pretty fast but for that price, I would expect it to.
Gilbert Chaussenery wrote:
Tuesday, 11 January 2005 13:28:33 PHT
We send money regulary to the family in the Philippines from Australia via MMBB in MELBOURNE, money can be delivered door to door or in a bank acount the next day and we never had any problems even with large some of amount. Salamat.
Luis wrote:
Sunday, 2 January 2005 19:36:49 PHT
Ive used allways to transfer money to the Philippines.Its realy the fastes system I know you can pay with Credit Card or PayPal and the fees are very low. Most of the time they need 2 h for the transfer and the reciepient can pick it up at Equitable Bank with his ID Card and a Password.
Don Fox wrote:
Wednesday, 22 December 2004 15:34:32 PHT
Remithome uses that IP address, so the company posted the messages themselves (it's called forum spamming). Anyone can look up the IP address here:

Thanks for pointing that out. This article in particular is often used for this practice, and I repeatedly remove advertisment in guise of recommendations, or expose them to make people aware that not all recommendations made here are impartial. I consider such sneaky behavior unethical, and in fact an anti-recommodation. I don't object to advertising, but it should be clearly separated from editorial content, have some relevance for visitors, and be paid-for, to help me keep this site up and running--Jeroen.

Boholana wrote:
Wednesday, 1 December 2004 01:26:02 PHT
Hi,I'm from Bohol and is still living in Bohol.I'm sorry if I can't give you my real name.I am just protecting myself and my family now from the x-wife of my fiancee until I can come there and we'll be married.She is so evil as what my fiancee and their kid tell me often.My fiancee used Western Union in sending money to me before,that took one year using WU. It's so fast and they have very good service but the fee is too high.So, he sent me credit card this year and I am using it for nearly 7 months now.I am using it regularly.So far,I did not have problem with it,hope won't have.I can recommend WU and sending credit card here are better ways in sending money to your loved-ones.
Kimi Santos wrote:
Saturday, 27 November 2004 07:31:30 PHT
I live in the US and I just started using this online service called remithome. Their web site is The rates are very competitive and the fee for one transfer is $10 and only $8 if you schedule regular transfers. The money gets delivered door to door in usually 3 days and since I remit regularly, the fee along with the turnaround time is just right. They also have a bank credit option. I think this service is really reliable and so far has been on time. I just found out that they have a promo when you enter a promo code you get your first remittance for free. Got it off of a discussion forum on yahoo - CFF111.

Also from IP: Isn't that questionable?--Jeroen.

Juan wrote:
Friday, 26 November 2004 06:42:21 PHT
Hi, where can I apply thru online for an us bank account atm card and send the card in philippines? please email me, salamat
Paul Quemades Collins wrote:
Monday, 22 November 2004 03:56:18 PHT
Paydirect at have shut you can forget that option.
Larry Wingo wrote:
Sunday, 21 November 2004 17:37:14 PHT
The best service is PayDirect at They charge $5.95 to send $100 and no additional charge if you send $500. A 'World Card' is mailed to your recipient, in the Philippines Takes a few days to set it up. I'll never use Western Union again. When a money order was lost, I had a very difficult and time consuming task getting a refund. I think they prefer to keep your money than give it back and they charge a fee for lost money orders.
Gary Mcdonald in Scotland wrote:
Friday, 19 November 2004 02:03:26 PHT
Hello guys I am from UK so the strong British pound, made it worth using Xoom. I am new to all this money transfer lark. But and learn :) I have used Western Union before and I found the fee to be too high. Particularly if I sent small amounts, it really wasn't worth it. Also a point to note using Xoom. My UK credit card was ONLY accepted if I payed by Paypal, it doesn't process it on site. In saying that..I found them fine for my mahal.
Rosemarie of Connecticut wrote:
Monday, 25 October 2004 18:55:31 PHT
Thank you Andrew for your info. I had tried Western Union many times. I also tried Xoom. Now I tried Padala.Com. I think I prefer Padala.Com because it has a very high exchange rate compared to Western Union and Xoom. I tried it the other day. It is as fast as Western Union.
Andrew wrote:
Saturday, 23 October 2004 06:20:21 PHT
Hey guys! The best thing to do to find out the better service in online money remittance is to compare rates and delivery. Compare, and, these are the 3 prominent online remittances. You can tell which offers the best. I tried the three but I wont give you my opinion which is better. Try it yourself.
Dave C wrote:
Wednesday, 6 October 2004 01:30:08 PHT
Wooow....I was usung Xoom to send money it was great for me and fast but it was a little expensive bad excahnge reate fiancee in Davao ..just went to the bank and picked up her money in pesos.....but now Xoom cut off service to most of the western USA including it looks like I will try Padala or other services......slower because you have to wait for the bank card to be sent before your friends and family can get the money.
PNB New York wrote:
Friday, 10 September 2004 04:20:42 PHT
More information about remittances to the Philippines at this URL: You can also download a mail-in remittance application form at this URL: Thanks.
Litoseeba wrote:
Thursday, 9 September 2004 18:16:29 PHT
With Hybrid's concern about owning property in the PI, he/she qualifies regardless of citizenship. You are allowed to own 5,000 sqm of residential land and 30,000 sqm of agricultural... fyi Or, you apply for dual citizenship and that lifts the restrictions!
John wrote:
Monday, 6 September 2004 22:07:12 PHT
I believe I have tried everyway possible to send money to my wife these last eighteen months. She lives in a small town South of Cebu. And my experience includes lost money in cards and I have certainly paid too high of fees for money services. Last month I read an article written by a Filipina named Jean. It compares three money transfer services. I have now used two of them and I highly recommend them. Check out her article at: .
Cara wrote:
Friday, 3 September 2004 14:10:12 PHT
Have you guys heard of the Smart padala?
Jose wrote:
Friday, 3 September 2004 08:38:48 PHT
I think Xoom is the best way to send money to the Philippines. The service is fast, they have door to door delivery or pick up at PNB and awesome customer service. Give 'em a try!
Chris wrote:
Wednesday, 1 September 2004 15:35:19 PHT
Hi Lito! Try and if you want to send money from PI to USA. Or better yet, Chris, USA
Mack Webb wrote:
Monday, 30 August 2004 20:56:00 PHT
I hve been sending money by way of a small money exchanger in Mississippi, it costs $15.00 per transaction no matter the amount. Seems like I am paying too much. I will try a few others, thanks. Thanks, Mack
Connie Ciancimino wrote:
Saturday, 14 August 2004 14:26:09 PHT
I'm here in Az. My preference of sending money to Philippines is thru PNB Remittance Center, and for $8.00 I send a cashier check payable to PNB remittance center and as soon a they rec'd my check, PNB will send/wire the money to any PNB Bank in P.I.(recepient must have a PNB account.) This is alot less expensive way of sending money.
Connie Ciancimino wrote:
Saturday, 14 August 2004 14:25:32 PHT
I'm here in Az. My preference of sending money to Philippines is thru PNB Remittance Center, and for $8.00 I send a cashier check payable to PNB remittance center and as soon a they rec'd my check, PNB will send/wire the money to any PNB Bank in P.I.(recepient must have a PNB account.) This is alot less expensive way of sending money.
Lito wrote:
Sunday, 1 August 2004 17:30:28 PHT
Hi, I would like to know if you have an idea of how to send money from the Philippines going to the U.S.? I'm buying something in the U.S. and I want to send money to a friend.
Hybrid wrote:
Friday, 30 July 2004 08:45:10 PHT
You can't buy land in the Philippines unless you are a citizen. I just got back from there and I asked. You might give a friend that lives there the money and let them buy it. Then you can kind of own the land...

Such a friend must be very trusted indeed, and his heirs as well. If you want to go that way, you should, even before you provide money, enter into a lease contract as long as legally permissible, drafted by a lawyer competent in the field, and include a clause that you (or any other qualified third party you appoint) have the right to buy the land at a predetermined price once you are legally qualified to buy land. Will add more information on this subject soon.--Jeroen

Lily Carmella wrote:
Wednesday, 21 July 2004 22:16:54 PHT
I have been using Padala.Com for 2 years now. My husband used to send door to door and bank to bank through this online remittance when he sponsored me as fiancee. Padala.Com, in my personal opinion, is the most convenient, affordable and realiable 12 to 24 hours online remittance. You can try it for yourself. You can choose dollar or peso to give to your beneficiary.
Richard wrote:
Thursday, 24 June 2004 09:19:46 PHT
Has anyone used the service which works with Equitable?
Grace Goebel wrote:
Friday, 18 June 2004 02:20:59 PHT
The article and readers feedback is quite informative. I'm new to sending money in the Philippines, and would like to know if there is a way for me to send US dollars to a bank account in the Philippines whereby the funds are maintained in US dollars. I want the recipient to make withdrawals as needed and possibly receive varying (hopefully favorable) exchange rates.

Yes, it is possible to keep an account in US dollars with most banks, and in Euros with a few. They are of the same 'quality' as Peso accounts, but are somewhat a protection against sudden devaluations. Note that minimum deposit requirements are also expressed in dollars, and thus considerably higher. As with Peso accounts, accounts are only insured upto PHP 100.000 (USD 1818) per person per bank, so select a reliable bank.--Jeroen.

Ruth Geisen wrote:
Sunday, 13 June 2004 19:48:00 PHT
please send me the e-mail address of Equitable PCI Bank because I want to ask about online banking and also send me the web site address of it. Hoping for your banking assistance...... Have a nice day. Mrs. Ruth Geisen

Please use your favourite search engine to find such information. It is easy, fast, and I will have to do the same to answer your query. Google is my personal favourite.--Jeroen

donald tapp wrote:
Tuesday, 8 June 2004 08:14:25 PHT
hi there like to see able a app for buy land there yes i live in usa but like to buy laND THERE IN BOHOL PH OK THANK U DONALD TAPP
Francisco Lee wrote:
Monday, 24 May 2004 19:48:00 PHT
It's now my second year using iKobo. I have gone thru various means of sending money to the Philippines. I have used all of the ways mentioned above. I have also employed using a handful of specialized money transfer systems. In my experience, I rank sending an ATM or credit card the best. However, as said, the account may be blocked if the irregular use is detected. In my opinion, I rank iKobo Money Transfer System next to it. It's fast, reliable, convenient both to sender and recipient, and most of all, currently, one of the most inexpensive way to send money anywhere in the world. The only problem I experienced with iKobo was a delay caused by their safety precautions. I consider the way how their safety guideline is implemented too stringent. This afternoon, I newly discovered about Philippines' own Equitable-PCI bank's express padala FASTcard. I haven't use it but my kababayans may inquire through their toll free tel. no. (800)372-3252.
Francisco Lee wrote:
Saturday, 22 May 2004 16:07:28 PHT
I am affiliated with a money transfer firm, iKobo, Inc. For obvious reason, I cannot say anything herein, lest I be suspected of advertising it. If anyone who reads this has a need in sending money in a fast, secured and least expensive means from anywhere to anywhere in the world, email me at xxxxxx@xxxxxx.xx. I'll be more than happy to answer any question. I can even walk you thru on the system, from registration up to the successful sending of your money to your recipient.

This is still advertising, so I dropped the email, but you're right, there is also Anybody any experience with this firm?...--Jeroen.

lys wrote:
Wednesday, 19 May 2004 01:59:06 PHT
my family sends money to the philippines alot... its easier if the person you are sending the money to has a bank account in the philippines... the bank that my lola has an account with is pci... and like you can send the money through like a remittance place for the philippines and it goes straight to the bank... and they can choose to have a dollar account too and so when the rates change they can get more for their money...
Jeroen Hellingman wrote:
Tuesday, 18 May 2004 14:22:59 PHT
It came to my notice that some companies are advertising their services here, pretending to be satisfied customers, and using false names. This is not the intention of this comment feature, and is against our conditions. I will delete such comments if I detect them, and ban any users doing this repeatedly from this site.
Fernando Banaria wrote:
Friday, 14 May 2004 14:45:54 PHT
To My Kababayans, A good, safe way of sending money to the Philippines is via the Internet. I have used this type of door-to-door delivery service without any delays, and the money is always intact. One online money remittance I use is Check it out, you will be satisfied like I am!
Ron wrote:
Tuesday, 11 May 2004 06:17:53 PHT
The purpose of my comment is to affirm from personal experience the truth of this article. I am engaged to a Filipina in Pasay City and I am in Wash DC. Over the last year, I have used money gram, Western Union, PNB and PCI. The article accurately lists each with their respective pros and cons. My personal preference was in order of cost and greatest convenience - the ATM card, PNB and moneygram is third. The mail is a gamblers bet to lose sooner than later.
peter wrote:
Saturday, 8 May 2004 15:57:25 PHT
last year i did use the PNB for sending money to the philipines. But then they did close for some reason and i did start to use the PCI . i like the service from the PCI better and the money is there within 5 days. So now the PNB in amsterdam is open again but i stay with the PCI .
RIGO C. MIJOS, SR. wrote:
Saturday, 8 May 2004 03:46:49 PHT
We are here in Atlanta, GA and if you open a PNB branch here it should be most appreciated. We can save a lot of money in sending money to the Philippines. I know sending money through PNB is less expensive and it should be safer. thanks

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